
Physical and transition climate risk, mapped directly onto agricultural and land-based portfolios. Built for lenders, insurers, and agri-businesses who need risk data that supports green loan underwriting.
As more corporates and financial institutions set Science Based Targets (SBTi) — including Forest, Land and Agriculture (FLAG) targets — they need portfolio-level evidence to prove progress, not just a public commitment. Kayo Pulse supplies the underlying land-use and emissions data behind SBTi-aligned targets, tracked at the same granularity the targets are actually set at: the plot, the supplier, the portfolio.
Nature risk only becomes investable once it's translated into economic terms. Degrading soil, a shrinking watershed, or an unprotected forest boundary isn't just an ecological concern — it's a financial exposure: to yield, to collateral value, to insurability, to the long-term health of a loan book.
Kayo Pulse's data lets lenders and investors price that exposure directly, so capital moves toward the land uses and practices that sustain productivity, instead of away from risk that's already materialized. That's how nature risk management becomes a driver of sustainable growth — a lens for where investment should go next, not just a compliance line item.
See how portfolio-level climate risk mapping works.